ifoelfoll, Author at inlandempirepoolbuilders.com https://inlandempirepoolbuilders.com/author/ifoelfoll/ Swimming as life Tue, 18 Apr 2023 14:36:15 +0000 en-US hourly 1 https://inlandempirepoolbuilders.com/wp-content/uploads/2023/02/cropped-7231832_waterball_water_drop_pool_icon-32x32.png ifoelfoll, Author at inlandempirepoolbuilders.com https://inlandempirepoolbuilders.com/author/ifoelfoll/ 32 32 What is Pool Betting and Should You Be Doing It? https://inlandempirepoolbuilders.com/what-is-pool-betting-and-should-you-be-doing-it/ https://inlandempirepoolbuilders.com/what-is-pool-betting-and-should-you-be-doing-it/#respond Tue, 18 Apr 2023 14:36:13 +0000 https://inlandempirepoolbuilders.com/?p=80 If you know a thing or two about sports, the chances are that you’ve heard of pool betting. But what exactly is pool betting and why should you consider giving it a go? Put simply, this form of wagering allows people to join forces to increase their chances of winning. In this blog post, we’re …

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If you know a thing or two about sports, the chances are that you’ve heard of pool betting. But what exactly is pool betting and why should you consider giving it a go? Put simply, this form of wagering allows people to join forces to increase their chances of winning. In this blog post, we’re exploring all things related to pool betting — from how it works, its benefits and drawbacks as well as advice and tips on whether or not you should give it a try!

How does pool betting work?

Pool betting is a joint venture between multiple bettors. By joining forces with others, you can reduce your risks and boost your odds of success. Each bettor puts in the same amount of money and then a pool is created with that pooled money. Once all the bets are placed, the winnings are divided amongst the bettors depending on their contribution.

One of the main advantages is that you can potentially win a large amount of money without making a huge investment. Pool betting also allows you to spread out your risk by joining forces with other bettors, meaning that even if one bet loses, your overall winnings should still be profitable.

However, there are a few disadvantages. When joining a pool, make sure that the other bettors are reliable as they can potentially lower your winnings if they don’t pay their share of the winnings. Additionally, it can be difficult to find a group of reliable bettors that you can trust to contribute the same amount of money for each bet.

What are the tricks for wise pool betting?

Pool betting is an exciting and lucrative activity, but as with any form of gambling you need to be smart about how you bet. Here are a few tips for pool betting that can help you win more often and make your experience more enjoyable:

  1. Set limits on how much you’re willing to lose. Playing the pool can be a fun and fulfilling hobby, but beware of overly enthusiastic bets that could leave you high and dry. Establishing limits for yourself is one way to safeguard against overspending.
  2. Research. Researching games and teams will give you an edge when making decisions. A deeper understanding of each team or athlete’s form can make all the difference in securing sound wagers.
  3. Watch out for the odds. When it comes to bets, knowledge is power. By researching the odds of a game or event beforehand, you can make informed decisions that can potentially maximize your winning potential.
  4. Spread out your bets. Diversify your betting portfolio for a better chance of success! Spreading out your bets across different games and teams allows you to experience more potential wins.
  5. Remember to have fun. Betting on pools isn’t just about the money; it should give you a pleasant experience. Make sure to keep things fun and light-hearted, making the most out of your time spent playing.

Pool betting can be quite an adventure and a great way to increase your chances of winning, while also enjoying yourself. We hope our tips have inspired you to confidently undergo some pool betting in your journey toward making an informed decision.

If you have anything else to add or would like to reach out with any questions or concerns, please don’t hesitate — our team is here to help and we’re only one click away. Happy betting!

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The 5 Most Popular Casino Games in Las Vegas (Plus Tips for Responsible Playing) https://inlandempirepoolbuilders.com/the-5-most-popular-casino-games-in-las-vegas-plus-tips-for-responsible-playing/ https://inlandempirepoolbuilders.com/the-5-most-popular-casino-games-in-las-vegas-plus-tips-for-responsible-playing/#respond Tue, 18 Apr 2023 14:34:55 +0000 https://inlandempirepoolbuilders.com/?p=77 If you’re planning a trip to Vegas then one thing is for sure — you’re up for some serious gaming fun. Sin City offers various casino games that will give you endless entertainment. But with so many choices, where should you start? In this blog post, we’ll be focusing on the five most popular casino …

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If you’re planning a trip to Vegas then one thing is for sure — you’re up for some serious gaming fun. Sin City offers various casino games that will give you endless entertainment. But with so many choices, where should you start? In this blog post, we’ll be focusing on the five most popular casino games in Las Vegas. Read on to discover these thrilling games and get essential tips on how to play responsibly.

What games do people prefer to play in Las Vegas?

Las Vegas casinos offer various games to please all types of players, but some tend to stand out above the rest. Here’s an overview of the most beloved offerings.

Slots

They offer an easy way to join in on the excitement of gambling, no matter if you’re a first-timer or have been spinning reels for years. With multiple styles and bonus features available, it can be enjoyed by anyone looking for the thrill of gambling without learning complicated rules. Matching symbols on reels or video screens leads to unbeatable prize potential.

Blackjack

Blackjack is a beloved card game in Las Vegas, where players challenge their luck and skill to beat the dealer. Each participant attempts to hit 21 without going bust — it’s sure to be an intense match of wits.

Roulette

Take a spin at this classic game! Placing bets on the spinning wheel and rolling ball is an exciting way to challenge your luck. Choose from numbers, and colors or combine them for even more chances of winning.

Craps

Players in Las Vegas have long enjoyed the thrill of this thrilling dice game. With bets on single numbers, combinations, or even exact rolls, it’s no wonder why many seek out its action-packed fun!

Baccarat

Baccarat is an exciting card game that tests your luck and skill by guessing which of the two hands the dealer will deal out will be higher scoring. Get ready to gamble on either side — the Banker or the Player — to see if you can emerge victorious in this thrilling competition.

How can you play any of these games responsibly?

While playing any of these games can be fun, you should remember to practice responsible gambling. We’ve compiled some tips to help you stay in control:

  • Be smart about your gambling — plan ahead and create a budget that works for you. If lady luck is on your side, don’t get carried away: instead, keep to the spending limits you set yourself.
  • Rest is just as important as playtime, so be sure to give yourself a break now and then while gaming. Take an extended breather — your mental health should always take priority.
  • Big bonuses may seem tempting, but it’s important to remember that casino rewards shouldn’t be the deciding factor. Always stay in control of your decisions and play responsibly.
  • Before joining any entertainment, make sure you’re familiar with the regulations. To truly master a game and maximize your fun potential it pays to do some research.
  • Responsible gambling is important to understand. If you think your gaming behavior needs assistance, contact professionals for help and guidance.
  • If you’re new to gaming, give the free-play mode a go first! This is an ideal way for beginners to get comfortable with different games and hone their skills without any financial risk.

We hope that you found these tips helpful in finding your way around the exciting city of Las Vegas. Just remember that if you decide to gamble that you must be 21 or older and do so responsibly. We wish you a great time in Las Vegas! And if you have anything to add, don’t hesitate to reach us.

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How Old You Have to Be to Gamble in Vegas: Everything You Need to Know https://inlandempirepoolbuilders.com/how-old-you-have-to-be-to-gamble-in-vegas-everything-you-need-to-know/ https://inlandempirepoolbuilders.com/how-old-you-have-to-be-to-gamble-in-vegas-everything-you-need-to-know/#respond Tue, 18 Apr 2023 14:33:55 +0000 https://inlandempirepoolbuilders.com/?p=74 If you’re thinking about heading to Vegas for an exciting and entertaining getaway, one of the first things that come to mind is probably gambling. With world-famous casinos featuring every kind of game imaginable, it’s no wonder why millions of people flock there each year. But before you plan your next big trip to Sin …

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If you’re thinking about heading to Vegas for an exciting and entertaining getaway, one of the first things that come to mind is probably gambling. With world-famous casinos featuring every kind of game imaginable, it’s no wonder why millions of people flock there each year. But before you plan your next big trip to Sin City, there’s something important you need to consider — the legal age required to gamble! Here, we’ll provide all the necessary details so you can determine if a visit is right for you or someone close to you.

What is the minimum age for gambling in Las Vegas?

The legal age to gamble in Las Vegas is 21 years old. It doesn’t matter if you’re visiting for a weekend or planning an extended stay, you have to be 21 or older to take part in any type of gambling.

If you try to gamble while you’re under 21, even if you look older, you can be asked to leave or face a fine. The law is taken seriously and security guards in casinos are on the lookout for underage gamblers.

Tips to keep your gambling responsible

If you’ve never been to Las Vegas and you’re planning a trip, there are a few prompts for wise gambling to keep in mind:

  • Set a budget and stick to it. Gambling can be an entertaining pastime, but it’s essential to practice financial responsibility while playing. Set limits and know when to walk away from the tables for a more enjoyable experience.
  • Bring cash — or at least a debit card — that you plan to use only for gambling and keep it separate from your other spending money. Taking this precaution will help guarantee that you keep on track and stay within your budget.
  • Start small, then gradually increase your bets as you become more comfortable with the games. Remember to take regular breaks throughout the day for a much-needed timeout and reset before wagering too heavily.
  • Step up your gaming game with free lessons from experienced players — get the edge without taking any financial risks.
  • Know when to quit. Responsible gambling can make or break a great night. Maximize your fun, but learn to recognize when it’s time to call it quits and pocket the winnings!

Wrapping up, we hope you’ve found our tips helpful and can start planning an unforgettable visit to Las Vegas. We want everyone to make sure they are of legal age and do so responsibly. Enjoy yourself and make beautiful memories that will last a lifetime! But don’t just take our word for it — join the thousands of people who enjoy Las Vegas year-round and find out for yourself all there is to do. So put on your best smile and let the party begin!

Finally, if you have any experiences or suggestions that you think might help out first-time visitors, please don’t hesitate to reach us. We’d love to hear from you. Have a great time in Las Vegas!

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Get the Scoop on Swimming Pool Pumps: Everything You Need to Know https://inlandempirepoolbuilders.com/how-do-pool-pumps-work/ https://inlandempirepoolbuilders.com/how-do-pool-pumps-work/#respond Tue, 18 Apr 2023 14:32:13 +0000 https://inlandempirepoolbuilders.com/?p=71 A good pump is the key element of any successful above-ground or in-ground swimming pool. And yet, many people don’t understand how they work — which can lead to costly mistakes that could have been avoided. In this blog post, we’ll give you all the information you need. Read on to get the scoop on …

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A good pump is the key element of any successful above-ground or in-ground swimming pool. And yet, many people don’t understand how they work — which can lead to costly mistakes that could have been avoided. In this blog post, we’ll give you all the information you need. Read on to get the scoop on everything related to swimming pool pumps!

How does a swimming pool pump work?

The construction is relatively simple. An electric motor powers the pool pump, enabling a shaft to spin and push water up from the bottom of the swimming pool. This produces a whirlpool that helps remove debris as it moves through an impeller before exiting out its discharge line at the top. It’s all part of nature’s cleaning system!

After the pump pushes out water, it’s filtered to clear away debris and tiny particles. This process keeps swimming pools sparkling clean and helps prevent the spread of germs and bacteria.

Having a swimming pool is great, but keeping it clean and healthy requires regular maintenance. This means regularly checking the pump’s moving parts, as well as changing or cleaning filters to maintain optimal pressure for maximum efficiency.

How to install a swimming pool pump?

Installing a swimming pool pump is easy as long as you take the necessary precautions. Before starting, ensure that your power supply to the pump has been disconnected and that there’s an appropriate electrical outlet available for it in your pool area. Doing so will guarantee success in constructing this important feature.

Once you have all the materials, follow these steps to get your pump up and running:

  1. Measure the total head of resistance in the plumbing system. This is necessary to ensure proper pump operation.
  2. Connect the suction and discharge lines to the pump according to the manufacturer’s instructions.
  3. Position the pump on a level surface with enough clearance for maintenance and repair.
  4. Connect the power cables to the pump and ground it securely.
  5. Fill the pump with water, and turn on the electrical power.
  6. Check for any leaks or problems with the installation.

Once your pump is up and running, you’ll be sure to enjoy its smooth and efficient performance. Keep the pressure settings adjusted, filters clean, and electrical connections in good condition for optimal operation.

Tips for maintaining

Keeping your swimming pool in pristine condition requires consistent maintenance. Here are some helpful reminders to ensure the cleanliness and safety of your pool:

  • Keep a routine inspection and cleaning of the filters to ensure that your water flow remains efficient by preventing clogs.
  • Regularly check for any signs of damage in the pump’s components and swap out broken or deteriorated parts as soon as possible to keep your system running smoothly.
  • To keep the pump running smoothly, make sure to routinely measure its pressure levels.
  • Pay close attention to any indications of wear and tear on the electrical connections.
  • Ensure your pump is running smoothly and safely by following the manufacturer’s guidance for cleaning, lubricating, and servicing it.

In conclusion, owning a pool pump is an important part of keeping your pool clean and safe. With the right information on how to install and maintain them properly, this will be easy and hassle-free. We hope that this blog post has provided you with all the knowledge required. Don’t forget to invest in good quality parts as needed, and hire a licensed expert if you encounter any issues or require professional assistance. If you ever need help how to apply our tips or have anything to add, don’t hesitate to reach us. Thank you for checking out this blog post!

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Is Solar Panel Pool Heating Worth the Investment? https://inlandempirepoolbuilders.com/category/heating/ https://inlandempirepoolbuilders.com/category/heating/#respond Wed, 15 Feb 2023 10:36:23 +0000 https://inlandempirepoolbuilders.com/?p=30 Investing in a solar panel pool heating system is the key to unlocking your backyard oasis’s full potential. By going green and cutting energy costs, you can make sure that every dip into your swimming spot will be blissfully warm without worrying about draining your wallet! Read on for all the details of how this …

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Investing in a solar panel pool heating system is the key to unlocking your backyard oasis’s full potential. By going green and cutting energy costs, you can make sure that every dip into your swimming spot will be blissfully warm without worrying about draining your wallet! Read on for all the details of how this effective solution works — along with why it may just be worth taking the plunge.

Is Solar Panel Pool Heating Worth the Investment?

Could solar panels be the perfect way to follow?

Go green and save big with solar panels! Cut your pool heating costs by up to 80%, while making a positive contribution towards the environment. Invest in this energy-efficient technology today for long-term savings and environmental benefits.

There are other reasons why solar panels are worth it:

  • Installing and maintaining these products require minimal effort, so you won’t have to worry about incurring high costs for maintenance.
  • Investing in solar panels is the gift that keeps on giving — by paying an upfront cost, you can enjoy up to 20 years of reliable energy savings with minimal maintenance. It’s a wise choice for those looking to long-term budget wisely!
  • Swimming pools of any size can now be heated. Added to that, top-of-the-line models come equipped with sensors capable of adjusting the climate according to your desired settings.
  • Investing in solar panels for your pool isn’t only an intelligent financial choice, but it can also provide considerable savings on energy bills while contributing to a healthier planet. With an average cost of around $5,000 to $8,000 upfront and energy savings that accumulate quickly over time, you may find yourself recouping much more than the initial expense before long.

If you’re in search of an environmentally friendly way to warm your pool, then solar panels are worth a closer look!

How many solar panels are required to heat a swimming pool?

The number of solar panels necessary to heat your pool will depend on the following factors:

  1. Size of the pool. It’s directly correlated to the number of solar panels you’ll require.
  2. Climate and weather conditions. For those living in colder climates, the number of solar panels needed increases significantly.
  3. How long you intend to use the pool. To keep the swimming season going all year round, having additional solar panels is a must for any pool owner.
  4. Type of panels you choose to use. Higher-efficiency solar panels will require fewer panels.

To power an average pool in a moderate climate, you’ll need roughly 12–15 solar panels. Keep in mind that these are only estimates, and the exact number of panels you’ll need will depend on your specific circumstances. You may want to consult with a local solar panel installer to get an accurate assessment of your needs.

No matter when you choose to take a swim, these systems can provide reliable and cost-effective warmth over many years — making every experience even more enjoyable!

In this article, we’ve detailed the potential rewards and challenges that are related to solar panels. We trust you now have a better understanding of how such an investment can benefit your lifestyle. With careful research and consideration of all variables, you can make the best choice for your swimmer’s needs. No matter what solution you choose, happy swimming! We’d love to hear from you if you have any additional insights or experiences that have helped you make decisions on this topic. If you have anything to add, don’t hesitate to reach us — we’re always here to lend an ear and provide support to our customers.

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How to Finance Your Swimming Pool: A Comprehensive Guide https://inlandempirepoolbuilders.com/financing/ https://inlandempirepoolbuilders.com/financing/#respond Wed, 15 Feb 2023 10:32:57 +0000 https://inlandempirepoolbuilders.com/?p=27 Are you dreaming of having a sparkling, blue swimming pool to lounge in all summer long? There’s often one big obstacle: financing. Being able to afford a swimming pool isn’t easy. Before taking that financial plunge, it helps to know what you’re getting into and the different options available. In this comprehensive guide, we’ll go …

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Are you dreaming of having a sparkling, blue swimming pool to lounge in all summer long? There’s often one big obstacle: financing. Being able to afford a swimming pool isn’t easy. Before taking that financial plunge, it helps to know what you’re getting into and the different options available. In this comprehensive guide, we’ll go through must-know information about how to finance your swimming pool and understand all of the ins and outs involved.

How to Finance Your Swimming Pool: A Comprehensive Guide

Is it challenging to finance a swimming pool?

Financing a swimming pool isn’t necessarily challenging but it does require some financial planning. The cost of a pool depends on several factors:

  • Size. The size of your pool is an essential factor in determining the total cost.
  • Type. Above-ground pools are typically more budget-friendly than in-ground options, however, they can require additional maintenance.
  • Features. Incorporating luxurious features like a waterfall, built-in barstools, or even diving boards into your pool will up the overall cost of construction.
  • Location. The cost of constructing a pool may differ depending on your location.

It’s crucial to research all of these nuances before deciding on the ideal pool for your family and starting to fund it.

What financing options are available?

If you’re looking to make a splash with your next financial venture, then look no further than financing a swimming pool. There are several options available for doing so:

  • Personal loan. If you’re looking to get a pool, consider taking out a personal loan from your bank or credit union. With suitable terms and access to up to $50,000 in funding, it’s an attractive way of financing the perfect addition for any backyard.
  • Home equity loan/line of credit. Explore this option to access the funds available in your own home. With low-interest rates, this could be an affordable and convenient way for you to fulfill that goal.
  • Credit card. They offer a convenient option for financing your pool, but this could involve high-interest rates that may be costly in the long run.

Financing a pool comes with many possibilities, and selecting the right path can be daunting. Research each option thoroughly to make an informed decision that best suits your needs.

What credit score do you need?

It can vary depending on the lender. Generally speaking, though, you’ll need a credit score of at least 620-640. If you have an excellent credit score (750 or over), then you may be eligible for the best rates.

You should also consider that lenders may require a higher credit score if you’re asking for a larger loan. It’s best to check with potential lenders before you apply for a loan and ask them what credit score they require.

Of course, having a good credit score is only one of the factors that lenders will evaluate when you’re applying for a loan. Other factors include your income, employment history, and debt-to-income ratio — so make sure you have all this information in order before you proceed with a loan application.

Financing a swimming pool can be daunting, especially when you consider how much research is needed and how much planning it requires. Now that you know all the basics of financing a swimming pool, you’re ready to move forward with your project! Just remember to take your time and put in the necessary effort so that you get the best outcome possible. If you have any other questions about financing a swimming pool or need help deciding between options, don’t hesitate to reach out. We’d love to chat more about it!

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6 Ways For You To Finance An Inground Pool https://inlandempirepoolbuilders.com/6-ways-for-you-to-finance-an-inground-pool/ https://inlandempirepoolbuilders.com/6-ways-for-you-to-finance-an-inground-pool/#respond Wed, 15 Feb 2023 10:28:04 +0000 https://inlandempirepoolbuilders.com/?p=24 With the summer months rapidly approaching, it’s the perfect time of the year to break ground on your new swimming pool. If you’ve glanced at a few price tags however, then you might be wondering how so many homeowners are able to afford this kind of upgrade. Don’t let the costs of a new inground …

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With the summer months rapidly approaching, it’s the perfect time of the year to break ground on your new swimming pool. If you’ve glanced at a few price tags however, then you might be wondering how so many homeowners are able to afford this kind of upgrade. Don’t let the costs of a new inground pool deter you from building the yard of your dreams though, as the solution is much easier than you may think.

While some will save up for years in order to afford the construction of a pool, at InlandEmpirePools.com we’ve found that most homeowners will choose from several financing options instead. This gives them the yard of their dreams that their families can enjoy for years to come without the wait. Also, keep in mind that while you’re putting a lot of money into a new inground pool, it will add to your home’s value and appeal for when you sell later in life. It’s a win-win! Learn about the most popular financing options available before making any decisions.

6 Ways For You To Finance An Inground Pool

1. A Home Equity Line of Credit

Similar to a credit card, a home equity line of credit or HELOC is a decided sum that you borrow from as needed. As a secured loan, the lender uses your home’s equity to determine the amount that can be borrowed. Home equity is a number determined by taking the home’s market value and subtracting what is still owed. Like with most credit cards, a home equity line of credit can be paid off at your own pace as long as you are making the minimum monthly payments. Once you are approved, you receive a checkbook or a credit card to access the money as necessary.

Home Equity Line of Credit Pros and Cons

ProsCons
Lower interest rates than HELInterest rates aren’t fixed leading to unpredictable monthly bills
Interest may be tax-deductibleHidden fees for a home appraisal, application, an attorney, title searches and closing costs can pop up
Flexible spending once the loan is approvedThe application process looks at your credit score, active loans, and your financial history in addition to your home equity to determine the credit amount
Interest accrues only on money spent, not on the full amount of credit availableAnnual fees after the first year are common
Some lenders will consider offering part of the loan with a fixed interest rateFailing to make payments can lead to foreclosure on your home
Monthly payments don’t begin until you start spending some of the loansThe lender can freeze or reduce your line of credit if the value of your home decreases or your financial situation changes
Fast application and approval processesSome lenders charge penalties for inactive cards and cancellation fees if the credit line is closed out too soon

2. A Home Equity Loan

A home equity loan or a HEL is a secured loan presented as one lump sum using your home as collateral. The loan amount is determined by the home equity value, which is why many consider a HEL a second mortgage. Most lenders will offer loans in the amount of up to 90 percent of your home equity or less, which may or may not be enough to cover the cost of an inground swimming pool. For those seeking the finances to do one big home improvement project, a home equity loan is a great choice.

Home Equity Loan Pros and Cons

ProsCons
Lower interest rates than personal loans and credit cardsHigher interest rates than a HELOC
Fixed interest ratesDefaulting on your loan can put your home at risk
Interest might be tax-deductible throughout the life of the loanOften comes with closing costs and fees
Funds are delivered in one lump sum rather than a line of credit, ideal for installing an inground poolInterest must be paid on the entire lump sum of the loan rather than on smaller increments as needed as with a HELOC
The loan can be used for anything you wantProperty value can drop, negatively affecting your home equity
More time to pay the loan back, usually between 5 and 30 yearsA HEL is offered at a maximum of 90 percent of home equity

3. A Personal Loan

If you have a good credit score, then you may want to consider a personal loan to finance your inground swimming pool. With the option to be taken out as a secured or an unsecured loan, it’s not essential to offer your home for collateral and the quantity of the loan can be determined solely on your credit history. Low fixed interest rates are often offered to those with higher credit scores, but you can decrease the life of your loan or offerer collateral to get a lower rate if your credit history isn’t flawless.

Personal Loan Pros and Cons

ProsCons
Interest rates can be lower than other financing options and credit cardsFixed monthly charges don’t allow for minimum payments like with credit cards
There are no restrictions on how the loan is usedBad credit will leave you with higher interest rates
You can borrow any amount, as long as your credit score allows itA processing fee of anywhere between 1 and 6 percent must be paid upfront
Lower credit scores can still qualify for personal loans with higher interest ratesLenders sometimes charge a prepayment penalty for paying off the loan early to make up for lost interest
Fast application and decision processDefaulting can lead to being sued by the lender

4. A Cash-Out Refinancing Loan

When making improvements that will increase your home’s value such as adding an inground pool, consider a cash-out refinancing loan. It’s done by refinancing your mortgage to an amount higher than what you owe. The remaining cash can be used to pay for your new pool’s installation. You may also be able to refinance your mortgage at a lower interest rate, which will help you to save money as well.

Cash-Out Refinancing Loan Pros and Cons

ProsCons
Fixed interest ratesHigher interest rates than other loan options including HEL and HELOC
Potential to lower your mortgage’s interest rateClosing fees should be expected to cost you anywhere from a few hundred to a few thousand dollars
Interest may be tax-deductibleMissing payments can leave you at risk of losing your home
Stretch out your payments over 15 or 30 yearsThis kind of loan increases the lifetime interest costs on your home
Closing fees may also be tax-deductibleIf your loan amount surpasses 80 percent of your home’s value you’ll need to pay for private mortgage insurance

5. Borrowing From Your 401(k)

Finance pool with 401k loan

If you have a 401(k) retirement fund, then you may want to consider taking a loan out against it to pay for your new inground pool. While this may seem like a desperate move, it’s not at all uncommon. In fact, according to a study performed by the Center for Retirement Research at Boston College based on data from Vanguard Group, 11 percent of Americans with a 401(k) plan borrow from it each year. It should still, however, be considered a last resort. This financing option is only possible if you’re currently employed by the company that provided you with your 401(k) and the plan allows it. You can read the documents provided to you when you first signed up for the plan or speak to your company’s human resources department to learn if borrowing against your retirement fund would be possible.

401(k) Loan Pros and Cons

ProsCons
No credit check neededYou forfeit any gains on the amount borrowed
There is no application processYou end up paying taxes on the money twice
Interest rates are lower than most credit cardsYou’re contributing less to your retirement fund as payments go towards paying back the loan for several years
The interest is paid to yourself, not to a lenderLosing or leaving the job that holds your 401(k) plan will result in you owing the full amount of your loan over the next 60 days
There are no early withdrawal fees unless you default on the loanNot all 401(k) plans allow employees to take out loans against their retirement funds
Payments can be taken directly out of your paychecksDefaulting on the loan can result in a 10 percent early withdrawal penalty fee

6. A Pool Financing With The Pool Builder

Some pool contractors will offer financing options directly through their company, which can make the process easier for those shopping inground pools. These can either be secured or unsecured loans with lenders they work with or through the company’s own private funds. If this is the route you choose to go in, then you will shop for pool companies with the best interest rates. Often, these rates are much higher than they would be if you shop for lenders on your own, as you’re paying for the convenience. Additionally, when you shop for pools, you want to select a company based on their quality of work and reviews rather than what kind of financing options they offer. You risk the quality of your pool when choosing this loan option.

Financing with Pool Companies Pros and Cons

ProsCons
It’s convenient as financing with a pool company is a one-stop-shopLimited loan options to choose from
The application process is quick and usually takes less than 24 hoursHigher interest rates than if you shopped for lenders on your own
Less time is spent researching lenders and pool contractorsYou can end up with a poorly constructed pool if you select a company based on their financing options
 Harder to be approved if you don’t have good credit

At Inland Empire Pools, we feel that our clients would be best served by financing their inground pool with an independent financial institution. This ensures that they get the best kind of loan for their individual circumstances at the lowest possible interest rate, while we focus on providing them with quality service. If you’re ready to transform your backyard with a custom inground pool, check out our pricing going on right now and contact us to get started!

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What are Gunite and Shotcrete? https://inlandempirepoolbuilders.com/what-are-gunite-and-shotcrete/ https://inlandempirepoolbuilders.com/what-are-gunite-and-shotcrete/#respond Wed, 15 Feb 2023 10:23:55 +0000 https://inlandempirepoolbuilders.com/?p=21 Are you currently in the process of trying to create the perfect concrete pool for your home? There are so many options on the market nowadays, and it can be difficult to decide what material to choose. You might have heard some unfamiliar terms being thrown around, such as gunite and shotcrete. While they are …

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Are you currently in the process of trying to create the perfect concrete pool for your home? There are so many options on the market nowadays, and it can be difficult to decide what material to choose. You might have heard some unfamiliar terms being thrown around, such as gunite and shotcrete. While they are forms of concrete, we can help to break it down a little more, so that you get a better understanding of what is what, and which one might be the right choice for you.

What are Gunite and Shotcrete?

Gunite and shotcrete are both different types of concrete. They are both comprised of the exact same materials – sand, cement, aggregate, and water. What differentiates gunite and shotcrete is simply the point at which water is added to the dry materials to turn it into the concrete. Gunite is known as a dry mix, because the water is added very late in the procedure, and shotcrete is also known as a wet mix because water can be added in much sooner. Both of them can be used to create long-lasting concrete pools, as well as a range of other applications. They both share a number of benefits compared to regular poured concrete, including less shrinkage, lower costs, and better adherence to surfaces.

What is gunite?

Gunite refers to the material that is made when water is added to dry concrete at the very last second, through a gun-shaped nozzle that then gets sprayed onto the waiting pool structure (hence the name gunite). This is known as dry-mixing, as the concrete is only mixed when it is ready to be used. 

Pros of using gunite

Gunite is a lot cheaper to use than shotcrete, making it a great choice for those wanting to save money (especially on bigger pools). When it is completely dry and fully cured, it is a much harder material, and much less prone to shrinking and cracking. As it is prepared on-site (literally as you use it), constructors have a much larger window of opportunity to get everything done accurately and evenly, so there are less likely to be errors in the way that it ends up. Gunite is a lot stronger than shotcrete and has a compressive strength of up to 9,500 psi (shotcrete only has a compressive strength of up to 7,500 psi).

Cons to using gunite

Gunite is not perfect, and there are a number of cons that people should consider before using it to build their pool. Contractors need to manually mix in the water with the dry materials, and this creates the opportunity for user error. If you have chosen a contractor that has years of experience with gunite and knows exactly what they’re doing then this shouldn’t be a problem, but it is still a possibility you need to consider. Because of the way that the concrete is mixed in the nozzle as it comes out, you have a much higher risk of rebound or overspray. These terms simply refer to excess concrete that has spilled, resulting in larger amounts of waste, and more cleaning to do at the end. 

What is shotcrete?

Unlike gunite, which is made on the spot when you need it, shotcrete powder is mixed with water beforehand, this is referred to as wet-mixing. It will arrive at your house (or wherever your pool is being built) as wet concrete. It is then shot out of a hose (hence the name) at your pool structure, creating the concrete sides and bottom. There is no need to spend time mixing the concrete together, it can be used immediately. This is the most common form of creating concrete pools. 

Pros of using shotcrete

Shotcrete was traditionally used to create concrete pools, and it is evident as to why – there are a number of benefits to this method. It is much faster to apply, it is durable, and it is much easier to create an even layer of concrete with no weak spots. Premixing the concrete helps to ensure that ratios are all correct, and you can be certain it will create a coating of the right consistency. With the shotcrete method, there tends to be less wasted rebound material, resulting in a neater finished product that doesn’t require as much unnecessary clean up afterward. 

Cons of using shotcrete

Of course, shotcrete isn’t perfect, and also suffers from its own drawbacks. Because it is premixed you often have less time to apply it, and hasty application is more likely to lead to issues if your contractor is not experienced enough. If you do find yourself running short on time you can add more water to stop it drying out before it is ready, but this will potentially weaken the final concrete structure. Although the risks are low, shotcrete does have a higher chance of shrinking and cracking in comparison to gunite, which can compromise the integrity of your pool. Shotcrete tends to be more expensive than gunite, which can be an issue for those on a tight budget. 

Gunite vs. shotcrete – which one is better?

Both of these choices come with their own pros and cons, neither one of them is going to be better than the other in every situation. If you have done your research, you may be able to tell which option will work best for your pool needs, or you may find that both will work equally well for your situation. Remember that regardless of what option you choose, as long as you hire great contractors your end result should be a great, long-lasting pool.

Make your choice based on local professionals

Perhaps one of the best ways to decide if gunite or shotcrete is right for you is to shop around local professionals. If you live in a large enough town or city, chances are you will be able to find highly experienced contractors who can perform both methods to a really high standard. But if you live in a smaller area, you might just be limited to what local contractors can provide you.

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Pros and Cons of Automatic Pool Cleaners https://inlandempirepoolbuilders.com/pros-and-cons-of-automatic-pool-cleaners/ https://inlandempirepoolbuilders.com/pros-and-cons-of-automatic-pool-cleaners/#respond Wed, 15 Feb 2023 10:20:21 +0000 https://inlandempirepoolbuilders.com/?p=18 Pools can provide hours of fun and entertainment for the whole family, but they must be regularly cleaned to ensure the safety of all users. Cleaning your pool regularly helps to ensure that the filtration and pump systems do not get clogged. It also helps to create an experience that is more enjoyable without having …

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Pools can provide hours of fun and entertainment for the whole family, but they must be regularly cleaned to ensure the safety of all users. Cleaning your pool regularly helps to ensure that the filtration and pump systems do not get clogged. It also helps to create an experience that is more enjoyable without having to worry about dirt and grime.

Pros and Cons of Automatic Pool Cleaners

Types of Automatic Pool Cleaners

There are two broad types of pool cleaner available: automatic and manual. There are a number of different automatic pool cleaners, which will help you to find a model that works best for you and your pool. There are three main types of automatic pool cleaner:

●    Pressure-Side

This type of pool cleaner attaches to your pump, and the cleaner component moves around the bottom of the pool, collecting leaves and other debris.

●    Suction-Side

The cleaner attaches to the side of your pool filtration system, and the cleaner moves about the pool due to pressure caused by your pool’s circulation pump. The cleaner moves randomly along your pool floor, sucking up rubbish as it goes. 

●    Robotic

This is the most expensive form of the automatic pool cleaner. All you need to do is plug the cleaner in via a long extension cord and place it in your pool. The cleaner is capable of cleaning not only the bottom of the pool but also the stairs and walls. You can program the robotic cleaner to follow a specific route to ensure it cleans your pool as accurately and efficiently as possible. 

Each type of automatic pool cleaner will have their own pros and cons, but there are some general benefits and drawbacks that all of them have in common:

Pros

●    Time-efficient

If you get an automatic pool cleaner, it will do almost all of the work for you. Regardless of what kind of automatic cleaner you go for, all you need to do is turn it on, and you can walk away while it works. A manual pool cleaner will require you to vacuum the pool yourself, usually once a week, to maintain optimal cleanliness. Depending on the size of your pool, this task could take a very long time, which could be better spent doing other things. 

●    Requires minimal effort

Automatic pool cleaners require significantly less effort to use, compared to manual alternatives. In order to keep your pool clean with an automatic pool cleaner, all you need to do is place it in the water, turn it on, and then remove it when you are finished. Automatic pool cleaners still need to be removed from the pool when not in use, to prevent corrosion or other damage from the water, but this task is minimal compared to the effort it takes to clean a pool manually. 

Conversely, a manual pool cleaner requires the user to move the vacuum around, sucking all of the debris up. You need to move around and take care to ensure you manage to reach into all of the little crevasses. 

●    Great for larger pools

Perhaps it goes without saying that the larger your pool is, the longer it will take to clean. The greater the surface area of your pool is, the more and more efficient it is to invest in an automatic pool cleaner, saving you more time and effort in the long run. With a manual pool cleaner, you are only multiplying the time it takes to get your pool clean and ready to swim in again.

●    Often doesn’t require extra parts for your pool

For most automatic pool cleaners, you don’t need to be buying expensive extra parts in order to make it compatible with work in your pool. Most of the time, you can just plug your pool cleaner into existing systems such as the pump or filter, and away it will go. The only exception to this is if you purchase a pressure-side filter, and your existing pump is not strong enough to let the cleaner function properly.

Although this is a bonus for automatic pool cleaners, you should also remember that manual pool cleaners don’t require you to buy and install extra parts, either. 

Cons

●    Cost

Without a doubt, buying an automatic pool cleaner is going to be more expensive than buying a manual alternative. The heightened cost doesn’t just stop at purchasing the product – maintenance and repair fees will cost more for automatic products. If you haven’t chosen the best automatic pool cleaner, it might break down even more than regular, and those fees will just keep adding up and adding up.

That’s not to suggest that a manual pool cleaner won’t have any ongoing costs either, but they will just be significantly lower. If cost is a concern for you, opt for a manual pool cleaner. 

●    Less accurate

With an automatic pool cleaner, you are relying on the power of the machine to clean your entire pool. With the exception of a robotic cleaner, your machine does not have the ability to move around the pool according to a programmed route, meaning it might miss certain spots. Chances are, there will be occasions where debris has been missed. 

With a manual pool cleaner, you have the power to clean your pool completely to your satisfaction. If you are dedicated enough, you can spend the time to ensure that your manual pool cleaner gets all of the debris out of the pool, without wasting time going over the same clean spot twice.

●    Does not clean the stairs or sides of the pool

This point does not apply to all automatic pool cleaners, as robotic models are capable of performing these tasks. But suction-side and pressure-side cleaners are only able to clean what is on the floor of the pool. Although this will capture the majority of the litter in your pool (especially when the water is agitated and moves rubbish around before eventually resettling it), it may not get all of it. This leaves your stairs and pool walls still potentially dirty, and many pools can develop. 

So are automatic pool cleaners worth it?

This is completely dependent on your priorities and your willingness to invest. Automatic pool cleaners are often not perfect, and they can be more expensive. But the convenience and time-saving that they provide might be totally worth it.

Regardless of what you choose, always do your research so that you can make an informed purchase. Understand exactly how your pool cleaner will function, and what input it requires, so that you can get a cleaner that works best for you. 

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Pool and Spa Heating Options: Electric Vs Gas Heaters https://inlandempirepoolbuilders.com/pool-and-spa-heating-options-electric-vs-gas-heaters/ https://inlandempirepoolbuilders.com/pool-and-spa-heating-options-electric-vs-gas-heaters/#respond Wed, 15 Feb 2023 10:12:42 +0000 https://inlandempirepoolbuilders.com/?p=14 The current options for pool and spa heating are more efficient and effective than they were decades ago. And now more than ever, pool and spa owners are not just looking for efficiency, but also they are interested in ways of reducing the costs associated with the heating, reducing carbon emission, and the use of …

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The current options for pool and spa heating are more efficient and effective than they were decades ago. And now more than ever, pool and spa owners are not just looking for efficiency, but also they are interested in ways of reducing the costs associated with the heating, reducing carbon emission, and the use of fossil fuels for heating. To this effect, there is a myriad of choices for the pool owners to go for, and all that is required is a good understanding of the preferred system, its specific benefits as well as the cons you would expect out of using it.

Whether you choose to go for solar blankets, a complete solar pool heating systems, or you stick to the traditional electric and gas heaters, you need to be informed before you venture out so that you will be in a good position to make a good choice. In this piece, we look at the most popular pool and spa heating options currently, delving deep into their pros and cons, and why one option may be ideal in certain circumstances.

Pool and Spa Heating Options: Electric Vs Gas Heaters

Electric Pool and Spa Heaters

Electric pool heaters are also known as heat pumps, and they are one of the most popular heating options currently being used. With these kinds of heaters, cold water is brought into a tank where it is then heated to the desired temperature before being released back to the pool in cycles. It means that the heating process will be continuous, and irrespective of the temperature outside, the pool or the spa will remain perfectly heated.

Pros of an electric pool and spa heaters

Here is a brief look at some of the pros and cons of an electric pool and spa heaters-:

Low initial cost

The initial cost of buying and installing an electric heater is lower compared to gas pool heaters. However, in the long run, using electric heaters in your pool and spa may prove to be more expensive compared other options.

Reliability

One admirable feature about the electric pool and spa heaters is that they are ranked as the most effective heaters currently on the market today. Gas heaters can always be affected by extreme temperatures, while solar heaters rely on the availability of the sun to get the job done. Electric heaters, however, don’t face any of these challenges, and you can use them throughout the year irrespective of what the weather is like.

Versatile

Electric pool heaters are versatile in the sense that some models have features to allow you to cool the water and this is extremely ideal during extremely hot weathers. This is not possible with gas heaters and will be very difficult to achieve with solar heaters.

Cons of electric heaters

The high cost of operation

Though the cost of purchasing and installing an electric pool heater is relatively low compared to other options, the burden comes in the operational costs. These heaters are most expensive to run when they are needed the most. This is because they work by extracting heat from the air, which is relatively easy during the warm months, but when winter comes calling, there will be no heat in the air to be extracted, and a lot of electricity will have to be used to keep the pool warm.

Takes long to heat the pool

Electric pool and spa heaters usually only heat the water a few degrees every hour, and if you are in a hurry to use the pool, you may have to wait a couple of hours for the temperatures to rise, or you may have to turn on the pump several hours before you take a plunge to the pool. Even if you had the money to spend, it doesn’t make sense to leave the pump overnight so that you can swim midday the following day.

Gas Pool and Spa Heaters

A gas heater is another efficient and economical way you could consider for your spa and pool heating needs. It is ideal for cooler climates and for owners who don’t have the time to wait for many hours for their pools to heat up. Though gas heaters seem to be a favorite for many homeowners, here is a look at their pros and cons so that you are well informed when making your purchase decision.

Pros of the gas pool and spa heaters

Convenience

Since most homes have access to natural gas lines, gas heaters are a safe and convenient way to solve all your pool and spa heating needs. The natural gas lines normally come in a permanently fixed line and there is always a lot of it available at rates not so high like electricity.

Faster operations

If you desire quick heating, then you will not find a faster pool and spa heater than the gas heaters. Gas burns quickly, and as a result, it also heats up the water faster. If you don’t use your pool on a regular basis, but you need efficiency in heating whenever you want to use it, then you have every reason to consider gas pool heaters over solar and electric heaters.

Easy to maintain

Since gas heaters warm up the pool in a short time, the heaters don’t have to be running for a long time. This will mean that you will have fewer wear and tear problems leading to a few maintenance and repairs.

Low Cost

Though the initial cost of purchasing and installation may be high, the maintenance cost of a gas pool and spa heater is relatively low, owing to the fact that you will be operating it for just a short time.

Cons

The high cost of purchase and installation

As alluded to earlier, it is relatively costly to purchase and install gas pool heaters. Other than buying and installing the unit, you may incur additional costs in running an underground pipe to supply gas to the heater’s furnace. The costs will be even higher if the location of the pool is not close to a natural gas line.

Fluctuating fuel prices

The prices of oil and gas keep going up and down all the time, and this will have a direct impact on the cost of heating your pools and spas. For example, you can expect the costs to go up in the colder months since these are also the times when the prices of oil and gas also go up.

Repair and replacement

If the pool water is unbalanced, gas pool heaters will be susceptible to corrosion. Such corrosion are usually costly and this means that you must invest in constant monitoring of your pool water to ensure that it is balanced. This is another associated cost in owning a gas heater.

The bottom line

Whether or not you go for gas or an electric pool and spa heater may be entirely dependent on your unique preferences. However, if you are looking forward to faster pool heating, and you also want to keep the maintenance cost down, then a gas heater would be your best bet. However, don’t be blind to the cons and think that it is the absolute option for every situation. Carefully analyze your needs and choose the heater that will serve you the best.

Another consideration of which heating system to use may be access to the energy source. While every home is capable of heating with electric, gas may not be as easily accessible in some areas. In rural areas where gas companies do not have gas lines a tank may need to be added to use a gas heating system adding to the installation cost as well as being less convenient.

Talk over your options with your local pool builder on which system is best for your application and area. Let’s not forget, there is also the option of using solar pool heating to keep the costs of electric or gas heating minimized.

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